Our Financial Modeling
Sophisticated Financial Analysis. Built Around Your Life.
Wealth Coach uses approximately 250,000 interconnected formulas to help you understand how important financial decisions could affect your future.
Our financial engine evaluates how changes to your income, spending, savings, and financial goals interact over time.
Rather than evaluating financial decisions in isolation, Wealth Coach helps you understand how one decision could affect your broader financial picture.
What Our Financial Engine Considers
Year-by-Year Tax Calculations
Projects federal and state income taxes using applicable tax rules and brackets.
Personalized Social Security Estimates
Estimates future Social Security income based on individual earnings history.
Investment Account Modeling
Accounts for different tax treatments and withdrawal rules across traditional retirement accounts, Roth accounts, and taxable investments.
Inflation Adjustments
Models how inflation can affect future income, expenses, and financial goals.
Accessible Cash
Evaluates the funds available to meet financial needs, considering account accessibility and withdrawal restrictions.
Interconnected Financial Goals
Evaluates how one financial decision could affect retirement, college funding, available cash, and other financial goals.
Understanding Uncertainty
Wealth Coach incorporates 2,000 Monte Carlo simulations to help evaluate how different investment outcomes could affect your financial future.
Financial projections are estimates, not guarantees. Actual results will depend on market performance, personal circumstances, and other factors.
Your Financial Future. Your Assumptions.
Every household is different. Wealth Coach allows you to customize financial assumptions, evaluate different scenarios, and explore how changes could affect your financial goals.
Whether you’re considering buying a home, changing jobs, paying for college, or retiring earlier, you can explore the potential consequences based on your circumstances.
Sophisticated Analysis. Available Anytime.
Financial questions don’t always arise during business hours.
Wealth Coach puts sophisticated financial modeling in an easy-to-use mobile app, allowing you to explore important financial decisions whenever questions arise.
One Decision. Every Goal.
Understand how today’s financial decisions could affect tomorrow’s possibilities.
Wealth Coach provides illustrative projections. Not financial advice. Results are based on the information and assumptions you provide and are not guaranteed.