“Can I afford it?” is only half the question.What could this decision mean for everything else you want?
We built the on-demand financial planning tool we couldn’t find.
Sophisticated, personalized financial planning. Available whenever you need it.
Know where you stand
See all your financial goals together.
See what a decision changes
See how decisions affect your other goals.
Stay ready for what’s next
Update your financial picture as life changes.
Build your profile in 3–5 minutes.
Your financial overview is free. Editing and simulations require an upgrade or an active trial that includes those features.
- Can we afford this house?
- Should I take this job?
- How much can we comfortably spend renovating?
- Could one of us stop working?
Know where you stand financially. Free.
In as little as 3–5 minutes, see how you’re tracking across retirement, college funding, accessible cash, and your other financial goals.
Why wouldn’t you want to know?
There’s no cost to see where you stand. Build your financial picture once, and it’s ready whenever your next big financial question comes up.
See where you stand
How Wealth Coach works
Set up once. Know where you stand. Test what happens next.
- 1
Build your financial picture
Enter your income, spending, savings, investments, and goals. Build your profile in as little as 3–5 minutes.
- 2
See where you stand
See how you’re tracking toward retirement, college funding, and other goals, alongside your projected accessible cash.
- 3
Test a decision
Explore a purchase or life change and see how it could affect your financial future.
- 4
Compare your options
Change the amount, timing, or other details. See where you have flexibility and what adjustments could help.
Your profile stays saved. Update your numbers as life changes, then test your next decision without starting over.
Make room for what matters.
A new home. More time with family. A trip you’ve been looking forward to. Wealth Coach helps you explore ways to make them happen while understanding what they could mean for your other goals.
Could the home you want fit with your other goals?
Imagine choosing between a $500,000 home and a $750,000 home.
The difference goes beyond the mortgage payment. It could affect your accessible cash, retirement timing, college funding, and other goals.
Wealth Coach lets you compare both options using your own numbers and explore how changing the down payment, timing, or purchase price could affect your financial future.
What can you test?
Moving to a new home, a home project or repair, growing your family, a vacation, a new car, retirement, college, leaving an inheritance, a new expense, or reducing or pausing income. Pick the decision in front of you and see how it could affect your goals.
What makes Wealth Coach different?
Built around your life
Customize the assumptions, timing, and details to reflect your financial life.
The details matter
See how one decision could affect your retirement, college funding, accessible cash, and other goals.
Whenever questions arise
Explore your options whenever questions arise, without starting your financial plan over.
Sophisticated financial modeling. Built for real-life decisions.
Wealth Coach uses approximately 250,000 interconnected formulas to evaluate how financial decisions could affect your retirement, college funding, accessible cash, and other goals.
Our engine incorporates year-by-year federal and state tax calculations, personalized Social Security estimates, inflation, and investment account rules.
2,000 Monte Carlo simulations help illustrate a range of potential financial outcomes.
Explore our financial modeling →Your next financial decision deserves a clearer picture.
See where you stand today. Explore your options whenever life presents a new financial question.
Free to start.
Your financial overview is free. Editing and simulations require an upgrade or an active trial that includes those features.
Wealth Coach provides illustrative projections. Not financial advice.