What if you could retire five years earlier than you think?
Or what if buying that bigger house means working five years longer?
Wouldn’t you want to know?
That’s why we spent two years building Wealth Coach. We couldn’t find a tool that let us instantly test financial decisions and see how they could affect all our other goals.
- See where you stand. Understand how you’re tracking toward retirement, college savings, and your other goals.
- Explore your options. Test retiring earlier, saving more, or making a major purchase.
- See how everything connects. Explore how one decision could affect retirement, college savings, and your other goals.
Your financial overview is free. Editing and simulations require an upgrade or an active trial that includes those features.
See Wealth Coach in Action- We do not sell your personal information unless you specifically request and authorize a connection with one of our partners.
- No full name, phone number, or home address required.
Example: College decisions, helping your kids, and retirement
Could changing your college plans help you retire earlier?
Watch one family compare in-state and out-of-state college costs and discover they could give each child $200,000 toward a first home while still retiring earlier.
Scenario 1
Original Plan
- Annual college cost per child
- $50,000
- Future gifts toward children’s first homes
- $0
Projected retirement age65Scenario 2
Change College Costs
- Annual college cost per child
- $30,000
- Future gifts toward children’s first homes
- $0
Projected retirement age63Scenario 3
Help the Kids Buy Homes
- Annual college cost per child
- $30,000
- Future gifts toward children’s first homes
- $400,000
Projected retirement age64Johnny and Sara: two hypothetical future gifts of $200,000 each.
With children ages 12 and 5, the family changed its college cost assumption, which moved projected retirement from 65 to 63. Then it added $400,000 in future first-home gifts, moving retirement to 64. The gifts use some of the flexibility created by the college decision; they do not improve retirement timing.
Help your kids with $400,000 toward their first homes. Still retire one year earlier.
College was one decision. Wealth Coach also lets you test buying a home, changing income, growing your family, retiring earlier and more, then compare each decision’s projected impact across your goals. One decision. Every goal.
Illustrative projections for a sample household. Your results will depend on your circumstances and assumptions.
Retiring earlier changes more than when you stop working.
Retiring sooner could mean more years to enjoy life, but also fewer years of income and more years relying on your savings.
Wealth Coach helps you understand how the decision could affect:
- Your retirement savings
- Your available cash
- Your ability to fund college or other family goals
- Your long-term financial outlook
Explore other decisions
The same financial picture works for your next question, from a new home to a change in income.
Explore all financial decisions
Financial modeling that connects your goals.
Wealth Coach uses approximately 250,000 interconnected formulas to evaluate how financial decisions could affect your retirement, college funding, accessible cash, and other goals.
The model evaluates these goals together, helping you explore how a change in one area could affect your broader financial outlook.
Find out if retiring earlier could work for you.
Build your financial profile, explore different retirement ages, and see how your decisions could affect your future.
Wealth Coach provides illustrative projections. Not financial advice.