Switching jobs

Is a $10K raise worth the switch?

A modest raise is real money, but is it enough to justify the move?

Explore how an additional $10,000 a year could affect retirement, savings and available cash using your own financial circumstances.

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A person at work reviewing a pay raise

The Decision

A $10K raise is more than a number on the offer.

An additional $10,000 of income could create more room for savings, spending or other goals. Explore the projected impact using your own income and savings assumptions. Your personal priorities also matter.

See it in action

Your offer. Your numbers. Your financial future.

Explore how a change in income could affect your financial goals using your own assumptions.

Example financial overview
Wealth Coach “Your future at a glance” card showing you could retire at about 63, college goal about 85% funded, and lowest balance about $10,000 at age 43
Separate sample financial overview, not the decision comparison on this page.

How Wealth Coach helps

Change the offer. See what changes everywhere else.

Explore changes to income and savings assumptions and see their potential effect on your financial goals.

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    What if your annual income increases by $10,000?

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    What if the raise is invested consistently vs. absorbed by lifestyle creep?

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    What if you contribute more toward retirement savings?

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    What if the commute or relocation uses part of the raise?

Retirement

Could additional income and savings change your projected retirement timeline?

Accessible Cash

How much of the raise will you actually keep after taxes, commute costs, and lifestyle changes?

College

Could the extra income change how much of your children's college costs you can fund?

Other Goals

What does switching jobs mean for everything else you're working toward?

Start by seeing where you stand. Free.

Your financial overview is free. Use Premium or an eligible trial to explore how this decision could affect your goals.

  • Free

    No cost to see where you stand.

  • 3–5 minutes

    Create your initial financial profile in as little as 3–5 minutes.

  • Your own numbers

    Personalized insight into how you’re tracking.

Build it once. Use it for every “what if?” that comes next.

See where you stand

Questions about Wealth Coach

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We built the financial decision tool we couldn’t find.

Wealth Coach combines highly customizable financial scenarios with approximately 250,000 interconnected formulas to help you understand how one decision could affect your other financial goals.

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Run the decision on your numbers

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Set up your financial picture and explore how a change in income could affect your goals.

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Wealth Coach provides illustrative projections. Not financial advice.