Growing your family

Having a Child Changes Everything. What About Your Financial Future?

A child is a lifetime of love, and a new chapter worth preparing for. Explore how family expenses could affect your cash, retirement, and other goals. The financial picture is one part of preparing for family life, not a recommendation about whether to have a child.

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Your financial overview is free. Editing and simulations require an upgrade or an active trial that includes those features.

Create your initial financial profile in as little as 3–5 minutes.

Free to start

Parents spending time with their children at home

Run it on your numbers

Your choices. Their financial impact.

Explore how different assumptions could affect your goals.

Example financial overview
Wealth Coach “Your future at a glance” card showing you could retire at about 63, college goal about 85% funded, and lowest balance about $10,000 at age 43
Separate sample financial overview, not the decision comparison on this page.

How Wealth Coach helps

Change the assumptions. See what changes everywhere else.

Explore how childcare costs, changes in income, everyday expenses and college funding could affect your family’s financial goals. Modeling illustrates financial implications; your family decides what matters most.

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Sophisticated financial modeling. Available whenever you need it.

Explore how family expenses could affect retirement, available cash and other financial goals using your own financial information.

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Be confident in your decisions

Understand projected financial tradeoffs while your family considers its personal priorities.

Start by seeing where you stand. Free.

Your financial overview is free. Use Premium or an eligible trial to explore how this decision could affect your goals.

  • Free

    No cost to see where you stand.

  • 3–5 minutes

    Create your initial financial profile in as little as 3–5 minutes.

  • Your own numbers

    Personalized insight into how you’re tracking.

Build it once. Use it for every “what if?” that comes next.

See where you stand

Questions about Wealth Coach

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We built the financial decision tool we couldn’t find.

Wealth Coach combines highly customizable financial scenarios with approximately 250,000 interconnected formulas to help you understand how one decision could affect your other financial goals.

Explore your options anytime, directly from your phone.

See it in action

Download Wealth Coach.

Set up your financial picture and goals once. Then model the changes you're considering and see how growing your family could affect the rest of your financial future. Free to start.

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Your financial overview is free. Editing and simulations require an upgrade or an active trial that includes those features.

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Wealth Coach provides illustrative projections. Not financial advice.